{"id":9031,"date":"2026-06-30T00:00:00","date_gmt":"2026-06-30T00:00:00","guid":{"rendered":"https:\/\/www.virginie-perrin.notaires.fr\/lepargne-solidaire-franchit-34-milliards\/"},"modified":"2026-07-24T13:55:36","modified_gmt":"2026-07-24T13:55:36","slug":"lepargne-solidaire-franchit-34-milliards","status":"publish","type":"post","link":"https:\/\/www.virginie-perrin.notaires.fr\/lepargne-solidaire-franchit-34-milliards\/","title":{"rendered":"L’\u00e9pargne solidaire franchit 34 milliards"},"content":{"rendered":"

Un record port\u00e9 par les placements \u00e0 impact social et environnemental<\/h2>\n

L’\u00e9pargne solidaire a connu en 2025 sa meilleure ann\u00e9e depuis 2021, avec un encours total de 34 milliards d’euros, en hausse de 15\u00a0% sur un an, selon le barom\u00e8tre de l’association FAIR et du journal La Croix. Cette progression confirme l’int\u00e9r\u00eat croissant des Fran\u00e7ais pour des placements qui allient rendement financier et utilit\u00e9 sociale.<\/p>\n

Plus de 11\u00a0000 emplois cr\u00e9\u00e9s et 2\u00a0000 personnes relog\u00e9es<\/h2>\n

Ces placements, dont une partie finance des projets \u00e0 impact social ou environnemental, ont permis de cr\u00e9er plus de 11\u00a0000 emplois et de reloger plus de 2\u00a0000 personnes l’an dernier. L’\u00e9pargne salariale solidaire reste le principal moteur du secteur, mais les livrets et contrats d’assurance-vie solidaires progressent eux aussi fortement, port\u00e9s par une offre de plus en plus pr\u00e9sente dans les r\u00e9seaux bancaires.<\/p>\n

Un poids encore marginal dans le patrimoine des Fran\u00e7ais<\/h2>\n

Malgr\u00e9 ce record, l’\u00e9pargne solidaire ne repr\u00e9sente toujours que 0,52\u00a0% du patrimoine financier des Fran\u00e7ais, un poids marginal qui laisse une large marge de progression \u00e0 mesure que l’offre se g\u00e9n\u00e9ralise dans les r\u00e9seaux bancaires. Pour les \u00e9pargnants soucieux de donner du sens \u00e0 leurs placements tout en pr\u00e9parant leur avenir, cette classe d’actifs m\u00e9rite d’\u00eatre int\u00e9gr\u00e9e \u00e0 une r\u00e9flexion patrimoniale globale, aux c\u00f4t\u00e9s de l’immobilier, de l’assurance-vie ou des solutions de transmission. Un conseil personnalis\u00e9 permet d’arbitrer entre rendement, impact et disponibilit\u00e9 de l’\u00e9pargne.<\/p>\n","protected":false},"excerpt":{"rendered":"

Un record port\u00e9 par les placements \u00e0 impact social et environnemental L’\u00e9pargne solidaire a connu en 2025 sa meilleure ann\u00e9e depuis 2021, avec un encours total de 34 milliards d’euros, en hausse de 15\u00a0% sur un an, selon le barom\u00e8tre de l’association FAIR et du journal La Croix. Cette progression confirme l’int\u00e9r\u00eat croissant des Fran\u00e7ais […]<\/p>\n","protected":false},"author":1,"featured_media":9032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[71],"tags":[],"class_list":["post-9031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nL'\u00e9pargne solidaire franchit 34 milliards - Virginie PERRIN<\/title>\n<meta name=\"description\" content=\"L'\u00e9pargne solidaire atteint 34 milliards d'euros en 2025, un record port\u00e9 par les placements \u00e0 impact social et environnemental.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.virginie-perrin.notaires.fr\/lepargne-solidaire-franchit-34-milliards\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta 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